Holding a college degree is an undeniable advantage in the job market.  More than a third of all jobs in today’s workforce require a bachelor’s degree and earning a degree equals a much higher rate of lifetime earning.  According to the U.S. Commerce Department adults with a high school degree can expect to earn, on average, $1.2 million compared to those with a bachelor’s degree who can pull in more than $2.1 million; a master’s degree can command an average of $2.5 million and doctoral degrees boost that lifetime earning amount to $3.5 million.  However the cost of paying for college – graduate and/or undergraduate – can seem daunting.  How can you afford to pay for college?  How can you afford not to?  This section provides information, insight, tools and links to help you pay for college, or for your children’s higher education.