Home-Buying 101

Owning a home. It's the American dream. But maybe you feel like that's all it will ever be - a dream. The good news is that with some time, and a little work, you may very well be able to turn that dream into reality.

Buying a home is not a one-time event. It's really a process.

To help you become a homeowner we're kicking off a series that breaks down the home buying process into manageable steps. Each month this section will offer an article on one or more important topics related to home buying  and "Homework" - simple step-by-step assistance to consider when you're thinking about buying a home.

This goal of this series is to "demystify" the mortgage process for you. We'll help you answer important questions, do the right research, collect the necessary documents, and plan financially to make the best decision possible for you and your family. By educating yourself on the basics of buying a home before you go house hunting you can save yourself an enormous amount of time, money, and aggravation.

In addition to unpacking the process of buying a home our “Help for Homeowners Mortgage Center” also provides critically-important information on what to do if meeting your monthly mortgage obligation becomes difficult or even impossible.

So let's get started. This month we're going to talk about how to decide whether or not you really want to be a homeowner and help you check on your credit history.