If you are a resident of one of these four states you may benefit from something called a “Partnership for Long-Term Care” program.  When you:

• purchase long-term care insurance that meets certain basic Program requirements in these states;
• receive care in that same state; AND
• use all the benefits available under your policy
• you can still keep the same amount of personal savings and assets as your insurance company has paid out in benefits AND apply for and receive Medicaid without having to deplete all of your financial resources.

The program rules and requirements vary by state so be sure to check with your state insurance commissioner to learn more.

Click on the following links to be directed to your state’s “Partnership for Long-Term Care” program homepage:

• California
• Connecticut
• Indiana
• New York